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Boost Your Balance With High-Yield Aspire Checking

Start earning 5.00% APY¹ on balances up to $25,000. 

Take advantage of an outstanding rate, the latest digital banking tools, access to over 30,000 fee-free ATMs nationwide, and so much more from your local not-for-profit credit union!

Just meet some simple monthly qualifications to enjoy:

5.00% APY on balances up to $25,000

Up to $9/month in out-of-network ATM fee refunds
No monthly service charge

Aspire Checking Has Its Perks

  • $150 bonus for Community Heroes2

    Do you work in education, healthcare, first response, law enforcement, or the military? Whether you’re on the front lines or providing crucial support in the background, you could pocket a $150 checking account bonus when you meet a few easy requirements.
     
  • 24/7 digital tools

    Take control of your money whenever and wherever with the latest Digital Banking tools. You can also rest easier at night knowing we're always on patrol and actively monitor all member accounts for signs fraud.

  • Nationwide ATM access

    We partner with other credit unions and ATM providers to extend your access to offer fee-free transactions at over 30,000 ATMs across the U.S. through the CO-OP Shared ATM network.

  • Serving you locally and across the U.S.

    We have 15 branches throughout northern Nevada, and GNCU members can also handle most in-person banking needs at more than 5,600 participating credit union branches nationwide thanks to our CO-OP Shared Branch network partnership.

  • A bank you own

    At Greater Nevada, we're your trusted not-for-profit credit union here to assist you in achieving financial wellness, no matter your life stage. Join over 89,000 members who have decided to be a part of something more.

Stories to Inspire You

I had been thinking about switching to GNCU and finally did that back in April. I am so happy to have conveniently located ATMs, friendly & helpful associates and GREAT CD rates right now. I am glad I finally made the decision to change to GNCU.

– Jackie S.

From the start, Greater Nevada has friendly and attentive staff [who] are knowledgeable. I appreciate all of you serving our local community and with a willingness to make banking transactions easier. Thank you!

– Jimmie O.

The Fernley branch of GNCU is my hometown banking institution as I have known the manager and several of the tellers and their families for many years. Their knowledge, skills, and ability to serve our community is outstanding!

– Rick J.

Get Started by Applying Today

Or connect with us to discuss your needs.

1APY (Annual Percentage Yield) effective December 1, 2024, and subject to change without notice. Aspire Checking accounts earn 5.00% APY on qualifying balances up to $25,000. Rate tiers are as follows: 5.00% APY applies to balances of $0.01 – $25,000.00 and 0.05% APY applies to balances over $25,000.00 if qualifications are met during the monthly qualification cycle. 0.05% APY applies to all balances if monthly qualifications are not met. Dividends will be credited to your account and compounded every month. Other rewards received when monthly qualifications are met include up to $9 in out-of-network ATM fee rebates and waiver of the $15 monthly service fee. Proof of ATM fees of $5 or more may be required to process fee rebate. For rebates of individual ATM fees of $5 or more, please visit a GNCU branch or call the Member Resource Center at (800) 421-6674. Monthly qualifications are 9 debit card purchases must post and clear, one direct deposit received, and account statements delivered via eStatements. “Qualification Cycle” means a period beginning one day prior to the first of the month and ending one day prior to the last day of the month (ex. July 31 – August 30 for August statement). Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Fees could reduce the earnings on the account. Membership requirements apply. Available to personal accounts only.

2 The following conditions apply to the Community Heroes program. Offers may not be combined with any other special offers or promotions. To qualify for the $150 bonus deposit for new checking accounts, all accounts must be in good standing, one direct deposit must post and clear, you have enrolled in Greater Nevada Digital Banking, you have an active email address in your GNCU account, and account statements delivered via eStatements within 90 days of opening an account. Bonus will be credited to your checking account within 30 days after the initial 90-day period has passed and all qualifications have been met. Free Student Cash Back Checking accounts are not eligible for bonus.