
Use Your Money to Score More Money
Earn up to $120/year1 and no minimum balance required with Cash Back Checking
Take advantage of rewards from your everyday purchases, the latest in digital banking tools, access to over 30,000 fee-free ATMs nationwide, and more from your local not-for-profit credit union proudly serving Nevada since 1949.

Just meet some simple monthly qualifications to enjoy:
To qualify for the account rewards:
Have at least nine debit card purchases post and clear, have at least one direct deposit post and clear, and be enrolled to receive online eStatements.
If you don’t meet the requirements during one monthly qualification cycle, no earnings will be rewarded and the service charge will apply. But don’t worry! You can get back to earning rewards in the very next monthly qualification cycle.
Cash Back Checking Has Its Perks
-
$150 bonus for Community Heroes2
Do you work in education, healthcare, first response, law enforcement, or the military? Whether you’re on the front lines or providing crucial support in the background, you could pocket a $150 checking account bonus when you meet a few easy requirements.
-
24/7 digital tools
Take control of your money whenever and wherever with the latest Digital Banking tools. You can also rest easier at night knowing we are always on patrol and actively monitor all member accounts for fraud.
-
Nationwide ATM access
We partner with other credit unions and ATM providers to extend your access to offer fee-free transactions at over 30,000 ATMs across the U.S. through the CO-OP Shared ATM network.
-
Serving you locally and across the U.S.
We have 15 branches throughout northern Nevada, and GNCU members can also handle most in-person banking needs at more than 5,600 participating credit union branches nationwide thanks to our CO-OP Shared Branch network partnership.
-
A bank you own
At Greater Nevada, we're your trusted not-for-profit credit union here to assist you in achieving financial wellness, no matter your life stage. Join over 88,600 members who have decided to be a part of something more.
Stories to Inspire You
I had been thinking about switching to GNCU and finally did that back in April. I am so happy to have conveniently located ATMs, friendly & helpful associates and GREAT CD rates right now. I am glad I finally made the decision to change to GNCU.
From the start, Greater Nevada has friendly and attentive staff [who] are knowledgeable. I appreciate all of you serving our local community and with a willingness to make banking transactions easier. Thank you!
The Fernley branch of GNCU is my hometown banking institution as I have known the manager and several of the tellers and their families for many years. Their knowledge, skills, and ability to serve our community is outstanding!
Get Started by Applying Online Now
Or connect with us at your preferred GNCU branch to discuss your needs.
1Up to $10 in cash back monthly based on 1% cash back on all signature and pin based swipes on the first $1,000 in point of sales transactions per month when qualifications are met. Other rewards received when monthly qualifications are met include up to $9 in out-of-network ATM fee rebates and waiver of the $10 monthly service fee. Proof of ATM fees of $5 or more may be required to process fee rebate. For rebates of individual ATM fees of $5 or more, please visit a GNCU branch or call the Member Resource Center at (800) 421-6674. Monthly qualifications are 9 debit card purchases must post and clear, one direct deposit received, and account statements delivered via eStatements. “Qualification Cycle” means a period beginning one day prior to the first of the month and ending one day prior to the last day of the month (ex. July 31 – August 30 for August statement). Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Membership requirements apply. Available to personal accounts only.
2 The following conditions apply to the Community Heroes program. Offers may not be combined with any other special offers or promotions. To qualify for the $150 bonus deposit for new checking accounts, all accounts must be in good standing, one direct deposit must post and clear, you have enrolled in Greater Nevada Digital Banking, you have an active email address in your GNCU account, and account statements delivered via eStatements within 90 days of opening an account. Bonus will be credited to your checking account within 30 days after the initial 90-day period has passed and all qualifications have been met. Free Student Cash Back Checking accounts are not eligible for bonus.